Thursday, November 18, 2010

THINK before you click...

How many of you have taken the time to read how your bank, email provider, PayPal, EBay and other internet connections will contact you and under what circumstances?  They have that information available and forewarned is forearmed when you get phishing emails and it gives you some opportunity to decide whether or not to respond or 'click'.

If you do decide to respond, open a new browser window and go to the site in question and log on.  Check your message box there ~ if it's empty, more than likely you are dealing with a phishing attempt.

What's phishing?  I trotted off to Wikipedia for you.  :)  (  I've taken the liberty of quoting a couple of sections:

Definition of 'phishing':

'In the field of computer security, phishing is the criminally fraudulent process of attempting to acquire sensitive information such as usernames, passwords and credit card details by masquerading as a trustworthy entity in an electronic communication. Communications purporting to be from popular social web sites, auction sites, online payment processors or IT administrators are commonly used to lure the unsuspecting public. Phishing is typically carried out by e-mail or instant messaging,[1] and it often directs users to enter details at a fake website whose look and feel are almost identical to the legitimate one. Phishing is an example of social engineering techniques used to fool users,[2] and exploits the poor usability of current web security technologies.[3] Attempts to deal with the growing number of reported phishing incidents include legislation, user training, public awareness, and technical security measures.
A phishing technique was described in detail in 1987, and the first recorded use of the term "phishing" was made in 1996. The term is a variant of fishing,[4] probably influenced by phreaking,[5][6] and alludes to baits used to "catch" financial information and passwords.'

'Social responses

Social responses

One strategy for combating phishing is to train people to recognize phishing attempts, and to deal with them. Education can be effective, especially where training provides direct feedback.[56] One newer phishing tactic, which uses phishing e-mails targeted at a specific company, known as spear phishing, has been harnessed to train individuals at various locations, including United States Military Academy at West Point, NY. In a June 2004 experiment with spear phishing, 80% of 500 West Point cadets who were sent a fake e-mail were tricked into revealing personal information.[57]
People can take steps to avoid phishing attempts by slightly modifying their browsing habits. When contacted about an account needing to be "verified" (or any other topic used by phishers), it is a sensible precaution to contact the company from which the e-mail apparently originates to check that the e-mail is legitimate. Alternatively, the address that the individual knows is the company's genuine website can be typed into the address bar of the browser, rather than trusting any hyperlinks in the suspected phishing message.[58]
Nearly all legitimate e-mail messages from companies to their customers contain an item of information that is not readily available to phishers. Some companies, for example PayPal, always address their customers by their username in e-mails, so if an e-mail addresses the recipient in a generic fashion ("Dear PayPal customer") it is likely to be an attempt at phishing.[59] E-mails from banks and credit card companies often include partial account numbers. However, recent research[60] has shown that the public do not typically distinguish between the first few digits and the last few digits of an account number—a significant problem since the first few digits are often the same for all clients of a financial institution. People can be trained to have their suspicion aroused if the message does not contain any specific personal information. Phishing attempts in early 2006, however, used personalized information, which makes it unsafe to assume that the presence of personal information alone guarantees that a message is legitimate.[61] Furthermore, another recent study concluded in part that the presence of personal information does not significantly affect the success rate of phishing attacks,[62] which suggests that most people do not pay attention to such details.

Recent examples of 'phishing' I've received:


Dear Account Owner

This is email from Windows Live Hotmail and we are sending to all account user for  safety. Due to the anonymous registration of our account which is causing congestion to our service so we are shutting down some account and your account was among those to be deleted so the purpose of this email is for you to verify that you are the owner of this account and you are still using it by filling the information below after clicking on the reply button:

* Username:
* Password:
* Date of Birth:
* Country Or Territory:

Confirm your E-mail by filling out your Login Information below after clicking the reply button or your account will be suspended within 48 hours for security reasons.


The Windows Live Hotmail Team                        


Subject: Your facebook password has been changed. ID243
From: "Facebook office"
Date: Thu, 18 Nov 2010

Dear Customer

A spam is sent from your Facebook account.  Your password has been changed for safety.  Information regarding your account and a new password is attached to the letter.  Read this information thoroughly and change the password to complicated one.

Thank you for your attention,

Facebook Service.

Friday, November 12, 2010

Blah! Blah! Blah!

Subject: You have NEW Facebook Dating Requests
From: Facebook Dating App
Date: Fri, 12 Nov 2010

Click for your Facebook Dating Matches

Subject: Notice: Your credit score has been updated
From: ExperienScores
Date: Fri, 12 Nov 2010

Click for your

Subject: Your Revised Scotia bank eStatement is Ready
From: Scotia Bank
Date: Fri, 12 Nov 2010

View Your Account Statement Onli

Dear Customer,

Your revised scotiabank Electronic Statement is available. To claim your quarterly statement, please
follow the link below.  To review or change your email notification preferences, go to "Customer Service" once inside Online Banking.  Claim your statement: CLICK HERE

Thank you for choosing scotiabank!

Deb Walden
Executive Vice President
Customer Experience

Subject: Important information regarding your transaction.
From: PayPal
Date: 11 Nov 2010

Dear PayPal Member,

This email confirms that you have sent an eBay payment of $53.85 USD to for an eBay item.
Payment Details
Amount: $53.85 USD
Transaction ID: 2LC956793J886333Y
Subject: Digimax 130


If you haven't authorized this charge, click the link below to cancel transaction and get full refund
Cancel Transaction:

*SSL connection:
PayPal automatically encrypts your confidential information in transit from your computer to ours using the Secure Sockets Layer protocol (SSL) with an encryption key length of 128-bits (the highest level commercially available)


Item Information
eBay User ID: scratchandgnaw2
Edward Harrell's UNCONFIRMED Address
Edward Harrell
211 David St.
Springtown, TX 76082
United States

Important Note: Edward Harrell has provided an Unconfirmed Address. If you are planning on shipping items to Edward Harrell, please check the Transaction Details page of this payment to find out whether you will be covered by the PayPal Seller Protection Policy.
This payment was sent using your bank account.

By using your bank account to send money, you just:
- Paid easily and securely
- Sent money faster than writing and mailing paper checks
- Paid instantly -- your purchase won't show up on bills at the end of the month.

Thanks for using your bank account!
Thank you for using PayPal
The PayPal Team
PayPal Email ID PP119

Subject: Your Revised TD Canada Trust eStatement is Ready
From: TD Canada Trust
Date: Wed, 10 Nov 2010

Dear Customer

Your TD Canada Trust Electronic Statement is available. To claim your quarterly statement, please
follow the link below.  To review or change your email notification preferences, go to "Customer Service" once inside Online Banking.

Claim your statement:  CLICK HERE

Thank you for choosing TD Canada Trust!

Deb Walden
Executive Vice President
Customer Experience

Subject: Online Alert!
From: "RBC Royal Bank"
Date: Wed, 10 Nov 2010

You have received a new message to Your online account.  For security reasons we cannot disclose this information within this email.  Please read the message as soon as possible To procced with the verification process  Click Here

Royal Bank of Canada Billing Departement

Subject: Hi, you have notifications pending
From: Facebook
Date: Tue, 9 Nov 2010

To login to Facebook, follow the link below:


You haven't been back to Facebook recently. You have received notifications while you were gone.

You have the following notifications:
1 messages

The Facebook Team

Date: Tue, 9 Nov 2010

Dear Friend,

I have a profiling amount in an excess of US$25.5M, which I seek your partnership in accommodating for me. You will be rewarded with 40% of the total sum for your partnership. Can you be my partner on this?


I am Mrs.KIMAEVA LIOUDMILA, a personal secretary to Mikhail Khodorkovsky  the richest man in Russia and owner of the following companies: Chairman CEO: YUKOS OIL (Russian Most Largest Oil Company) Chairman CEO: Menatep SBP Bank (A well reputable financial institution with its branches all over the world)


The documents of the above funds in question was handed over to me to be used in payment of an American oil merchant for his last oil deal with my boss Mikhail Khodorkovsky. Already the funds have been deposited with UNIVERSAL E_CASH LIMITED (EUROPE),where the final crediting is expected to be carried out. While I was on the process, My Boss got arrested for his involvement on politics in financing the leading and opposing political parties (the Union of Right Forces, led by Boris Nemtsov, and Yabloko, a liberal/social democratic party led by Gregor Yavlinsky) which poses treat to President
Vladimir Putin second tenure as Russian president. You can catch more of the story on this


All I need from you is to stand as the beneficiary of the above quoted sum and I will arrange for the documentation which will enable UNIVERSAL E-CASH LIMITED PLC (EUROPE)transfer the sum to you. I have decided to use this sum to relocate to American continent and never to be connected to any of
Mikhail Khodorkovsky conglomerates. The transaction has to be concluded in 2 weeks before Mikhail Khodorkovsky is out on bail,Presently you maybe aware that Yukos Chief security officer has been jail for twenty years (20yrs) for money discovered from him. With this ugly situation i will not buy idea of
phone discussion between both of us but at time goes i will introduce you to my only trustee legal adviser who will be able to speak with you.  As soon as I get your willingness to comply through my above private email address I will give you more details.

Thank you very much


Subject: Profile Update!
From: "Scotia OnLine"
Date: Mon, 8 Nov 2010

Dear ScotiaBank Member

In an effort to keep our records up to date,please take a moment to verify that your personal information on file are correct.To verify and update your account,we strongly require that you click the link below to avoid service interruption

To procced with the verification process   Click Here

ScotiaBank; Billing Departement

Subject: Mr. ******, Only low prices. was diplomatic
From: "US Approved Meds"
Date: 6 Nov 2010

Subject: You have ((1)) new Facebook Date Requests
From: Facebook Daters
Date: Fri, 05 Nov 2010

Click for your new Matches

Date: Sat, 6 Nov 2010

Good Day,

I am a Senior Auditor working with a Bank here in Malaysia,I have a deal of $9.7m are you in interest to
receive this fund into your Bank Account or your open up a new Bank Account to receive the usd$9.7m and we share 50/50% after you have receive sum into your bank account.

The $9.7m left behind by a late customer, a Iraq citizen Mr Mohamat H Ammar who died with his entire family in Iraq War before it is declared unserviceable by my Bank.

Firstly, I will like to clearly make you understand,that is legally, you have nothing to worry about, as far as
this inheritance claim is concerned.As a banker with Twenty years of experience,I make bold to say with full authority,that this business is 100% legal, and safe.Can we use this opportunity and make money together as we all need money. I have decided to remit this sum following my idea that we have a
deal/agreement and I am going to do this legally.Please let us have this deal done.


1. You will give me 50% of the total contract funds as soon as you confirm it in your designated bank account.

2. This deal must be kept secret forever, and all correspondence will be strictly by email / telephone, for
security purposes.
3. There should be no third parties as most problem associated with your fund release are caused by your
agents or representative.

If you AGREE with my conditions, l advise you on what to do immediately and the transfer will commence without delay as I will proceed to fix your name on the Payment schedule instantly to meet the three days mandate by my bank. I hope you don't reject this offer and have the funds transferred. Reply to my Alternative Email (

Waiting for your reply soon.
Yours Sincerely.
Mr Savior P.winna

The information in this message and in any attachments, contains confidential information and is intended solely for the attention and use of the addressee(s).
This message has been scanned for viruses and dangerous content by MailScanner, and is believed to be clean.

Subject:  Notice: Your credit score is updated - Nov/2010
From: Experien Scores
Date: Fri, 05 Nov 2010

Click to view your updated credit scores from Transunion, Equifax, Experien

Subject: I'm very happy to meet you,
From: goodness akoh
Date: Fri, 5 Nov 2010


I'm very happy to meet you,
Compliments of the day!

How are you ? hope you are doing well, I amgoodness a lovely girl, I am looking for a reliable and trusted person. I believe we can get acquainted, so if it interests you, please reach me back here for further communications. I stop here awaiting your responds.

Please get back to me so that I will send my photo to you and tell you more about my self. A good friendship is the foundation build on other relative things to come.

May God bless you as I wait impatiently to read from you.


Subject: Notice: Your updated credit report requires review
From: Equifax Alerts
Date: Thu, 04 Nov 2010

Click for your updated credit report & Scores

Subject: Alert: (11) NEW Facebook Flirts Waiing Response
From: FacebookFlirterApp
Date: Mon, 01 Nov 2010

Cliak HERE for your new Facebook matches

Subject: 4X8K9w6Q00-A: Detailed data with many fields for businesses, healthcare and more
From: "Timothy prickle"
Date: Sun,  7 Nov 2010

This week only I can sell you ANY individual list below for just $99 or 3 for $249:


- Doctors (34 different specialties)
- Chiropractors
- Alternative Medicine
- Dentists
- Veterinarians
- Hospitals
- National Health Service Corp Clinics
- Nursing Homes
- Pharmaceutical Companies
- Physical Therapists
- Oncology Doctors
- US Surgery Centers
- Massage Therapists
- Acupuncturists
- Medical Equipment Suppliers
- Mental Health Counselors
- Visiting Nurses & RN's
- Optometrists
- Psychologists


- Hotels
- Real Estate Agents

- American Business Email List
- US New Business Database
- Manufacturers Database
- Financial Planners Database
- Finance and Money Professionals Database


- American Consumer Database
- Credit Inquiries Database
- American Homeowners


- USA Lawyers Database
- Police and Sheriff Services
- Criminal Attorneys - 142,906

email me here for counts & samples:

Subject: Mr. Afred Williams
From: "Mr. Afred Williams"
Date: Sun, 7 Nov 2010


I have been waiting for you since to contact me for your Confirmable Bank Draft of $720.000.00 United States Dollars, but I did not hear from you since that time. Then I went and deposited the Draft with  FEDEX COURIER SERVICE  West Africa, I traveled out of the country for a 2 Months Course and I will not come back till end of December. What you have to do now is to contact the FEDEX COURIER   as soon as possible to know when they will deliver your Package to you because of the expiring date. For your information, I have paid for the delivering Charge, Insurance premium and Clearance Certificate Fee of The Cheque showing that it is not a Drug Money or meant to sponsor Terrorist attack in your Country.

The only money you will send to the FEDEX COURIER SERVICE to deliver your Draft direct to your postal Address in your country is ($100.00 USD) only being Security Keeping Fee of the Courier Company so far. Again, dont be deceived by anybody to pay any other money except $100.00 US Dollars. I would have paid that but they said no because they dont know when you will contact them and in case of demurrage. You have to contact the FEDEX COURIER SERVICE now for the delivery of your Draft with this information bellow;

Contact Person: Mr. Elliot Davis
Email Address:

 Finally, make sure that you reconfirm your Postal address (..................) and Direct Telephone number to them again to avoid any mistake on the Delivery Let me repeat again, try to contact them as soon as you receive this mail to avoid any further delay and remember to pay them their Security Keeping fee of $100.00 US Dollars for Their immediate action. You should also let me know through email as soon as you receive your Draft.

Yours Faithfully

Mr. Afred Williams

Date: Sun, 7 Nov 2010


Your email address has won 3500,000.00GBP This is fully based on an electronic selection
of winners using their e-mail addresses.
Winning Number:9-6-1-6-0-9-8
Batch Number: 8056490911/858
Reference Number:UK/HW47509/2010

Contact Dr. Steve Wilson for payment by this email:

Your names......................
Phone number....................

Your cash prize will be paid to you from our regional branch office in Africa,Nigeria where your payment slip is located.


Caroline Woods,Financial Director.

UK National Lottery,All right reserved.

Date: Sun, 7 Nov 2010


My name is Haani J.Smida and my partner David Nathan. We are  members of  the Red Cross Medical Team, Which was deployed to Iraq at the beginning of the war in Iraq. I would like  to share some highly personal classified informations about the fund  which I got from the Iraq during the war. I have in a bank the deposited sum of (26M Dollars) which I want to transfer into your account for investment. The sources of this fund is full Explained in this website below. For more details, visit the BBC Website Stated below; If you have visited the website and believe that you are capable and ready to handle this transaction both financially, contact me for the full details
But if you are not Ready and capable, ignore this mail.

Haani J.Smida

Subject: Your Payment Notification
From: "Western Union Office"
Date: Wed, 10 Nov 2010

Dear: Beneficiary,

How are you today?

There is an issue with the WESTERN UNION MONEY TRANSFER in the amount of $800,000.00.USD directed in cash credited to your file #: WU/8020182590/2010,for the owner of this email address.

So we are writing to inform you that we have already sent you the sum of $5000.00USD through Western union as we have been given the mandate to transfer your full compensation payment totalling the sum of $800,000.00USD via western union by this government. I was calling your telephone number to give you the payment details but, your phone was on voice mail throughout yesterday even this morning.

Now, I decided to email you the payment details so that you will pick up this $5000.00USD to enable us send another $5000.00USD today as you know we will be sending you only $5000.00USD per day.

Please pick up this information and run to western union to pick up the money and call me back to send you another payment today. Immediately you pick-up the cash do get back to us through this infomation so that we can send you the next payment details.

Now contact the Director Of Finance through this information below;

E-mail (
Contact Person; Mr Richard Flemming
phone line : +234 8081636055 

For Verification visit our official website, you will find TRACKING on the top of the site page,click on it and kindly insert accordingly this details bellow:

MTCN :7621452945
Sender's Name: George Cheng
Text Question: who
Answer: Me
Amount: $5000.00USD

I am waiting for your call once you pick up this $5000.00USD, Please email me your direct telephone number because I need to be calling you once we send the next payment.

Remain Bless,
Management of Western Union

Subject: Do you want a better to shop?
From: Willie R Burke
Date: Wed, 10 Nov 2010


I was looking for something online and came across your email address. How are you shopping can I show you my way?

Subject: Healthcare, Business and Finance mailing/email lists
From: May L Maurice
Date: Wed, 10 Nov 2010

Order this week and save. Take any individual list for $99 or 3 for $249:


> Doctors (34 different specialties)
> Chiropractors
> Alternative Medicine
> Dentists
> Veterinarians
> Hospitals
> Pharmaceutical Companies
> Physical Therapists
> Oncology Doctors
> US Surgery Centers
> Massage Therapists
> Acupuncturists
> Medical Equipment Suppliers
> Mental Health Counselors
> Psychologists


> Real Estate Agents
> US New Business Database
> Financial Planners Database
> Finance and Money Professionals Database


> USA Lawyers Database
> Criminal Attorneys - 142,906

Send me an email here for samples and stats:

to terminate please send a blank message to

Subject: BMW Automobile Award Programme
From: "Dagan, Ron"
Date: Fri, 12 Nov 2010

BMW Automobile Award Programme

Your Email Address Has Won You A Car and a cash prize of 750,000GBP In the BMW Automobile Promotion Held in United Kingdom. To claim your prize Contact Mr Nath Gibsion
Tell No: +447024080463

1: Name:
2: Address:
3: Mobile No:
4: Age:
5: Sex:
6: Occupation:
7: Country:

All mail Should go to

Mr Nath Gibsion

So How Come?

My photo
I have two blogs at the moment - Here Be Dragons which is devoted to rental scams primarily sourced through Craigslist although the proliferation of free ad sites has widened the hunting grounds. Many additions come from other sources (ie: blogs/anti-scam sites/online community ad sites) or are provided by people who want to share their experiences. There Ain't No Such Thing As A Free Lunch is for copies of scammail that I find in my mailboxes ~ sometimes I can't resist the odd acerbic comment but for the most part I post 'em because the more that people do, the fewer fools they get to gull. Dunno what to say about me that would be very interesting ~ I'm a granny who reads, gardens and crafts as the mood strikes me. :) I don't particularly care for the social predators on this planet and this blog is part of my way of saying so.